We may be the envy of the world in some ways, but the US also has no shortage of stress. Today, we’ll look at some data on growing financial anxiety that is plaguing an increasingly large part of the nation.

Last week, I ran across a survey from NerdWallet on this very issue. They asked 2,000 Americans of all ages about their biggest financial concerns. It turns out the biggest worries are healthcare expenses, lack of emergency savings, and lack of retirement savings.

Yet only 28% worry they lack retirement savings? Compare this with what we know about people’s actual savings, and that number is far too low.

33% of Americans have no retirement savings at all; another 23% have less than $10,000; and a further 10% have less than $50,000. So that’s 66%, a full two-thirds of Americans, with either no savings at all or not enough to generate